With the world's financial crisis the way it is, many people are justifiably worried about their savings. But there many others who, for whatever reason, have never known what it is to save or even be able to save or live a comfortable life. I've seen these homeless fellows downtown for a long time. They're always in this same place, and for them it is their home. In the dead of winter they disappear, most likely to one of Belgrade's shelters, but always return.